DUBAI, United Arab Emirates, Jan. 27, 2026 (GLOBE NEWSWIRE) — The digital asset market is witnessing a major shift in how investors choose their next big crypto move. While many old tokens are struggling to find new reasons to grow, Mutuum Finance (MUTM) is taking the industry by storm. Since its early stages in the first quarter of 2025, the project has reported a massive 300% growth in interest and value. This surge is not based on social media memes or lucky tweets. Instead, it is driven by a solid financial model and a community that sees the potential for a new leader in decentralized lending.
The Numbers Speak for Themselves
When we look at the data, the momentum behind Mutuum Finance is undeniable. The project has already raised over $19.9 million during its presale stages. This level of funding shows that both retail and large-scale investors are putting their trust in the protocol. More than 18,900 holders have already joined the ecosystem, creating a diverse and strong foundation before the token even hits the public exchanges.
Currently, the project is moving through Phase 7 of its distribution. This is a crucial moment for anyone watching the charts. The token price started at just $0.01 at the very beginning. Today, it sits at $0.04. This is where that 300% growth comes from. But the most important number for new participants is $0.06. This is the confirmed launch price for the market debut. By joining at the current stage, investors are securing a discount position.
Why Mutuum Finance (MUTM) Is Different
Most new crypto projects fail because they lack a real purpose. Mutuum Finance solves this by building a high-tech lending and borrowing platform. It moves away from the “hype-only” model of the past and focuses on utility.
The protocol allows users to lend their assets and earn a steady yield. In return, they get mtTokens. These are not just digital receipts. They are special assets that grow in value automatically as borrowers pay back interest into the pools. This creates a compounding effect that is much more reliable than waiting for a viral trend.
The project also uses a buy-and-redistribute model. When the protocol makes money from fees, it buys MUTM tokens back from the market. These tokens are then given to the people who stake their assets in the safety module. This means the more the platform is used, the more the token is supported. This creates a functional reason to hold the token for the long term.
The Road to the V1 Protocol Launch
The excitement is building because the V1 protocol launch is just around the corner. The team is currently finalizing the launch on the Sepolia testnet for Q1 2026. This is the moment the project turns from a presale into a working financial tool.
The upcoming V1 launch is set to introduce several core features that define the protocol’s utility. First, the introduction of Liquidity Pools will allow users to begin supplying their digital assets to earn mtToken rewards automatically. Alongside this, a robust Collateral Management system will go live, enabling borrowers to take out loans against their cryptocurrency holdings in a secure environment.
The roadmap also includes a strategic Stablecoin Integration, with plans to launch a native, over-collateralized stablecoin designed to make the borrowing process both easier and more cost-effective.
To ensure accessibility for all participants, the protocol is prioritizing a Layer-2 Expansion. This move to Layer-2 networks is intended to keep transaction costs at a minimum, ensuring that even small-scale investors can utilize the platform’s tools without the burden of high gas fees.
Looking Ahead
As Phase 7 continues, the remaining tokens are being claimed at a record pace. Recently, the market saw a massive $120,000 whale allocation enter the presale. When large investors move in this quickly, it usually means they want to secure their spot before the price jumps to the next crypto level.
There is also a 24-hour leaderboard that keeps the community active. Every day, the top contributor wins an extra $500 in MUTM. This has created a competitive environment where people are rushing to increase their holdings.
To make it even easier, the project supports card payments, so you can buy in with a simple credit or debit card. The window to enter at $0.04 is closing. With the launch price set at $0.06 and the V1 testnet launch coming soon, the current stage is the last major chance to get a discount.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
