DUBAI, United Arab Emirates, Feb. 01, 2026 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM), a rising decentralized finance (DeFi) project developing a next-generation lending and borrowing ecosystem, has officially surpassed $20 million in presale funding. This milestone follows the successful launch of its V1 lending and borrowing protocol on the Sepolia testnet, marking one of the most important phases in the project’s development so far.
V1 Protocol Launch Demonstrates Core Utility
The V1 protocol gives users an opportunity to explore and interact with Mutuum’s key lending and borrowing mechanics in a secure testnet environment using Sepolia test tokens, rather than real assets. This early launch allows the community to experience first-hand how the system works while showcasing Mutuum’s technical progress before mainnet deployment.
The protocol currently supports ETH, USDT, WBTC, and LINK — four leading crypto assets. Users can mint, supply, and borrow these test tokens, effectively simulating how the live system will operate. Once assets are supplied, users receive mtTokens, which represent their deposits and accumulate simulated yield over time. These mtTokens can also be staked to earn MUTM token rewards through Mutuum’s buy-and-distribute mechanism, which, upon mainnet release, will regularly repurchase MUTM from the market and redistribute it to stakers — helping to maintain steady token demand.
Borrowers, meanwhile, receive Debt Tokens, which transparently record their principal balance and accrued interest. The system also includes an Automated Liquidator Bot, a safeguard feature that automatically manages liquidations if a user’s collateral value falls below required thresholds, protecting liquidity providers and maintaining platform health.
To make user experience even more intuitive, each depositor can monitor their performance through a dedicated portfolio page. This page provides a clear overview of all supplied assets, collateral positions, outstanding loans, and simulated earnings, offering transparency and real-time tracking in a user-friendly interface.
Strong Presale Momentum and Investor Confidence
Mutuum Finance’s presale continues to gain momentum, reaching over $20.25 million in funding with nearly 19,000 holders to date. Following the V1 testnet launch, the project saw a notable increase in activity — including a $175,000 whale investment and more than $200,000 raised within 72 hours. This surge highlights growing investor confidence as the project demonstrates tangible progress.
The presale price of $0.04 in the current Phase 7 remains discounted compared to the confirmed $0.06 launch price, presenting a limited-time opportunity for early participants. Since Phase 1, when MUTM was priced at $0.01, the token’s value has already climbed 300%, and by launch, it will represent a total growth of 500% from the earliest phase.
Security remains one of Mutuum Finance’s strongest pillars. The project’s lending and borrowing smart contracts have been fully audited by Halborn Security, verifying the integrity of the system’s architecture and risk management logic. Additionally, the MUTM token contract successfully completed an audit by CertiK, achieving an impressive 90/100 Token Scan Score — a strong indicator of technical reliability and investor safety.
Ongoing Development and Upcoming Enhancements
Following the V1 protocol launch, the team confirmed that further improvements are already in progress, with additional updates planned in the coming weeks. These upcoming enhancements are expected to expand functionality and optimize the testnet experience as Mutuum moves closer to mainnet readiness.
This ongoing development strategy signals that Mutuum Finance is prioritizing real product delivery — an approach that has resonated strongly with investors seeking projects that back their utility claims with measurable action.
To continue building engagement during the presale phase, Mutuum Finance has introduced several community-focused incentives. These include a $100,000 giveaway, where 10 winners will each receive $10,000 worth of MUTM tokens, and a 24-hour leaderboard competition that rewards the top daily contributor with a $500 MUTM bonus. These initiatives aim to reward active supporters while boosting participation as the project nears its next phase.
With the V1 protocol now live on the Sepolia testnet and over $20 million raised in its presale, Mutuum Finance continues to prove its credibility through consistent technical and community milestones. The successful launch demonstrates that the project is delivering on its roadmap while still being in its early growth stage.
For investors, there is still an opportunity to purchase MUTM tokens at the current presale price of $0.04, which remains below the confirmed launch price of $0.06. This discounted entry offers a limited-time chance to secure exposure before the token’s full market debut — as Mutuum Finance continues to gain attention for its working protocol, verified audits, and clear path toward mainnet expansion.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Photos accompanying this announcement are available at
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