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Home » eXp Realty Launches eXp Ready™: Up to $50,000 to Prep a Home for Sale, Nothing Due Until It Closes
Press Release

eXp Realty Launches eXp Ready™: Up to $50,000 to Prep a Home for Sale, Nothing Due Until It Closes

By News RoomOctober 8, 20265 Mins Read
eXp Realty Launches eXp Ready™: Up to ,000 to Prep a Home for Sale, Nothing Due Until It Closes
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New program powered by Notable gives eXp agents a listing advantage, funding staging, repairs, and pre-listing prep work with zero upfront cost to sellers

BELLINGHAM, Wash., Oct. 08, 2026 (GLOBE NEWSWIRE) — eXp Realty®, the most agent-centric™ real estate brokerage on the planet and the core subsidiary of AGNT, Inc. (Nasdaq: AGNT), today announced the launch of eXp Ready™, a pay-at-close home preparation program powered by Notable. The program gives eXp agents a new, easier way to help clients fund pre-listing improvements, including staging, painting, flooring, and landscaping, with no out-of-pocket cost until the home closes.1

“In today’s market, buyers are more selective and homes are sitting longer — we at eXp know that the sellers who invest in prep are the ones getting stronger offers,” said Leo Pareja, CEO, eXp Realty. “Every agent has stood at a listing appointment knowing the home could sell for more, if only the seller could more easily fund the work to get it there. eXp Ready erases that ‘if.’ Up to $50,000 to make a home market-ready, paid back at close. That’s a tool that wins listings.”2

How it works

  • Sellers can access up to $50,000 in flexible, unsecured funds with no restrictions on who does the work. Nothing is due until the home closes or within 12 months1, whichever comes first.
  • Repayment comes directly from closing proceeds when the home sells, and sellers repay only what they actually spent, plus a one-time fee and interest at low fixed rates.
  • Sellers can apply through an eXp-exclusive online portal in just a few minutes with no impact to their credit score, and can access funds the same day they’re approved.

“Pay-at-close financing has been a difference-maker on my listings,” said Brett Sikora, team lead of Align, the #1 eXp team by sides and #3 by volume in 2025. “Sellers who don’t have the cash on hand to prep their home upfront can now do the staging and repairs that actually move the price and they’re not writing an immediate check to do it.”2

The program lands as brokerages compete for listing inventory in a slower market. Notable, eXp Ready’s financing partner, has facilitated more than 40,000 home sales and issued over $1 billion in home prep financing to date, with a 96% customer satisfaction score. eXp Ready extends that infrastructure to eXp’s network of agents across the United States, instantly making it one of the largest deployments of pay-at-close prep financing in the industry.

Research backs the strategy: in the National Association of Realtors’ 2025 Profile of Home Staging, nearly half of sellers’ agents reported that staging reduced a home’s time on the market, and nearly 3 in 10 attributed a 1–10% increase in offer value to staging.2 And in this market, presentation is everything: move-in ready homes rank as the #1 buyer priority. eXp Ready extends that competitive edge to every seller, regardless of their immediate financial position.

Key features

  • Up to $50,000 in pre-listing financing, accessible same-day after approval.
  • Flexible use of funds — client’s choice of any contractor, stager, retailer, or service provider.
  • Loan term of 12 months.
  • No payments due until closing or loan maturity.1
  • Five-minute application with no credit score impact.
  • Branded agent and client portal for seamless management.

eXp Ready is available now to eXp Realty agents and their clients across the United States. Agents can learn more and access enrollment resources at https://ready.exprealty.com/agents.

1Interest applies. Loan funds, interest and fees are due upon the sale of your home, twelve months after origination, or the occurrence of other acceleration events as provided in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with one of Notable’s affiliated lenders, Notable Finance, LLC or Quorum Federal Credit Union.

2Results may vary. Loans are provided by Notable and made by either Notable Finance, LLC, an affiliated lender, or Quorum Federal Credit Union. Results may vary, and are neither warrantied nor guaranteed. Subject to the terms and conditions of your loan agreement. Notable Finance, LLC, NMLS# 1824748 loans are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and lender underwriting. Rules and exclusions apply. Subject to terms and conditions (Notablehome.com/terms).

About AGNT, Inc. (AGNT)
Built by Agents. Built for Agents. AGNT, Inc. (Nasdaq: AGNT) is the global parent company of eXp Realty®, the most agent-centric™ real estate brokerage on the planet, NextHome, Inc., an award-winning national real estate franchise, FrameVR.io, a virtual collaboration platform, and SUCCESS® Enterprises, a leading personal development and media brand for entrepreneurs. Together, the AGNT platform provides a world-class multi-model operating system empowering independent agents, franchise owners, and team leaders across the Americas, Europe, the Middle East, Asia Pacific, and South Africa. As a publicly traded company, AGNT prioritizes transparency, innovation, and long-term value for agents, franchise owners, staff, and shareholders.

Safe Harbor and Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements reflect the Company’s and its management’s current expectations but involve known and unknown risks and uncertainties that could impact actual results materially. These statements include, but are not limited to, regarding the anticipated benefits, adoption, and impact of eXp Ready™ on agents, sellers, and the Company’s listing volume and competitive position. Important factors that may cause actual results to differ materially and adversely from those expressed in forward-looking statements include changes in consumer lending, credit, or interest rate conditions that affect loan availability, pricing, or seller repayment outcomes; real estate market fluctuations; regulatory changes; and other risks detailed from time to time in the Company’s Securities and Exchange Commission filings, including but not limited to the most recently filed Quarterly Reports on Form 10-Q and Annual Report on Form 10-K. We do not undertake any obligation to update these statements except as required by law.

Media Relations Contact:
AGNT, Inc.
[email protected]

Investor Relations Contact:
Denise Garcia
[email protected]

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/579da3d7-7be4-4dc4-a4a3-419c3c25a701

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