DUBAI, United Arab Emirates, Feb. 05, 2026 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM) is gaining increased attention as the project reports significant token growth while moving deeper into Phase 7 of its roadmap. As development activity accelerates, the protocol is transitioning from earlier build stages toward broader testing and refinement of its lending framework.
According to the team, recent progress across development milestones has coincided with a sharp rise in interest from the wider crypto community. With Phase 7 now advancing, market observers are watching closely to see how continued execution and upcoming updates may influence MUTM’s trajectory in the months ahead.
The Vision Behind Mutuum Finance (MUTM)
Mutuum Finance is a decentralized lending and borrowing protocol developing on the Ethereum blockchain. It establishes a safe mechanism for users to gain access to liquidity without having to sell their digital property.
Since the project was introduced at the beginning of Q1 2025, it has experienced remarkable growth. It has been able to raise more than $20.25 million and build a community of more than 19,000 holders. This is an impressive growth rate that demonstrates the market’s belief in the vision of the team.
The protocol operates using a dual lending system to meet different user needs. The Peer-to-Contract (P2C) model uses shared liquidity pools where interest rates adjust automatically based on demand, allowing for instant borrowing.
The Peer-to-Peer (P2P) model allows for direct agreements between users, where they can negotiate their own interest rates and collateral terms. This is especially useful for more volatile assets that may not fit into standard pools. By combining these two models, the platform offers both automated efficiency and personalized flexibility.
MUTM Growth and Phase 7 Momentum
The funding for Mutuum Finance has seen a massive influx of support as technical milestones are met. The total supply of MUTM tokens is fixed at 4 billion. To prioritize the community, exactly 45.5% (1.82 billion tokens) have been allocated for the presale stages. The demand has been high, with over 840 million tokens already sold. This means that nearly half of the entire presale inventory has been absorbed by early participants.
The project is currently in Phase 7, where the token is priced at $0.04. This follows a structured path that started at $0.01 in early 2025. This progression represents a 300% surge in valuation during the presale alone.
With the official launch price confirmed at $0.06, the window to enter at the current rate is closing fast. The transition between phases has been accelerating, showing that the remaining unallocated supply is becoming limited. Those participating now are securing a 50% MUTM discount.
To keep the community engaged, the project features a 24-hour leaderboard. Every day, the top daily contributor wins a $500 bonus in MUTM tokens. This competitive edge has helped the project maintain constant energy and excitement throughout the year.
V1 Protocol is Live
The project recently reached a colossal milestone by launching its V1 protocol on the Sepolia testnet. This means the technology is now a working platform that people are already testing. This is a huge step because it proves the team can deliver on its promises. The V1 release allows users to explore core lending and borrowing flows using test assets like ETH, USDT, WBTC, and LINK.
The system manages these transactions using two specialized types of tokens. When you supply an asset, the protocol issues mtTokens. These serve as yield-bearing receipts that grow in value automatically as borrowers pay interest.
On the other side, the protocol uses Debt Tokens to track liabilities. To keep the system safe, an Automated Liquidator Bot constantly monitors the health of every loan. If collateral value drops too low, the bot triggers a liquidation to protect the lenders.
Top-Tier Security Audits
In the world of DeFi, security is the most important factor. Mutuum Finance has prioritized safety by completing a full security audit with Halborn, one of the top firms in the world. They checked the smart contracts for any weak spots to ensure user funds are safe. The project also maintains a high 90/100 score from CertiK and features a $50,000 bug bounty to reward anyone who finds a vulnerability.
The roadmap also includes plans for a native over-collateralized stablecoin and a move to Layer-2 networks to make fees almost zero. By building a scalable, secure, and user-friendly ecosystem, Mutuum Finance is positioning itself to be a dominant force in the 2026 DeFi cycle.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
